Terms & Conditions

1. Introduction

1.1. These General Terms and Conditions (the “Agreement”) govern the entire relationship between you, the Client, and the Company.

1.2. Before the Distance contract is concluded, the Client will be provided with the text of this Agreement electronically or in another durable format. If this is not reasonably possible, the Company will indicate, before the Distance contract is concluded, in what way this Agreement is available for the Client’s review at the Company’s premises and that it will be sent free of charge to the Client, as soon as possible, at the Client’s request.

1.3. THE CLIENT IS OBLIGED TO CAREFULLY READ THIS AGREEMENT BEFORE ACCEPTING IT AND USING THE SERVICES OF THE COMPANY. THE CLIENT AGREES THAT HIS/HER USE OF THE SERVICES ACKNOWLEDGES THAT THE CLIENT HAS READ THIS AGREEMENT, UNDERSTOOD IT, AND AGREED TO BE BOUND BY IT.

1.4. This Agreement contains a mandatory arbitration provision that, as further set forth in Section 17 below, requires the use of arbitration on an individual basis to resolve disputes, rather than jury trials or any other court proceedings, or class actions of any kind.

2. Definitions

2.1. Unless this Agreement provides otherwise, wherever used in this Agreement the following capitalised terms shall have the following meanings:

Agreement — the agreement for providing Services and/or Goods concluded online by the Company and the Client.

Client — a user of the Company’s Services and the buyer of Goods as explained in this Agreement.

Company — shall mean 1) UAB “Kilo grupe”, company code 303157579, registered address at Antakalnio str. 17, LT-10312 Vilnius, Lithuania, email hello@gettabletales.com, or 2) “Karma Processing Incorporated”, company code 7138602, office address at 1000 West Street, Suite 1200, Wilmington, Delaware 19801, email hello@gettabletales.com (depending on the payment method chosen by the Client), which are responsible for providing the Services and handling the Client’s inquiries, including refunds and chargebacks, for the associated Company for the Goods and Services. The associated company UAB “InnoDiets”, company code 305493571, registered address at Aludarių g. 3, LT-01113 Vilnius, Lithuania, e-mail hello@gettabletales.com, is responsible for the Services and Goods provided via the Website.

Digital content — the digital content provided by the Company to the Client as well as accessibility to the Website, including information, text and images offered or provided there.

Offer — the offer to enter into this Agreement for Services and Goods provided by the Company to the Client through the Website.

Privacy Policy — the privacy policy of the Company published on the Website.

Services — the cookbook creation services, including creation of the text, formatting, proofreading, customisation and printing.

Goods — books in physical form sold online by the Company.

Distance contract — a contract concluded between the Company and the Client within the framework of a system organised for the distance sale of Digital content and/or Goods.

User Content — any user trademarks, communications, images, writings, creative works, sounds, and all material, data and information that the Client uploads, transmits or submits through the Services, or that other users upload or transmit.

Website — the website of the Company available at https://www.gettabletales.com/.

3. Provision of the Services

3.1. The Company will provide the Client with a possibility of receiving an Offer.

3.2. The Client will be asked to provide certain information before receiving the Offer by choosing provided options or typing requested details. The Client is obliged to provide current, correct and comprehensive information.

3.3. Upon submission of the information established in Section 3.2, the Client will be provided with the Offer. The Offer will include information on: 3.3.1. the payment amount for the relevant Services and/or Goods; 3.3.2. payment options: via credit card or other allowable payment form; 3.3.3. other information the Company finds important to include in the Offer.

3.4. Accepting the Offer. 3.4.1. The Client accepts the Offer once he/she ticks the box “I agree with the Terms & Conditions”. Once the Client agrees with the Terms & Conditions, the Client will be required to press the button “Submit secure payment” or similar.

3.5. The Company will provide the Services as follows: 3.5.1. During the term of 12 months after the payment, the Company will send emails with questions to the Client. The Client should answer each question (without answering the question, the user will not be able to proceed with the following questions and to fully finalise their personal cookbook). Once the Client answers a question, they will receive another email (one day after the Company receives the answer) until all questions necessary to finish the book are answered; in total there are 50 different questions.

3.5.2. After all 50 questions are answered, the Company collates all responses, edits them, proofreads and compiles them into a book (the Company is allowed to modify and interpret the answers provided by the Client), prints it and sends it to the Client. If the Client does not answer all the questions before the 12-month term passes, the Client can select to print the then-current version of the book, or pay the Service fee once again and extend the term for another 12 months.

4. Distance contract

4.1. The Distance contract will be concluded at the moment when the Client accepts the Offer as indicated in paragraph 3.4.1.

4.2. As the Client accepts the Offer electronically, the Company will confirm receipt of acceptance of the Offer electronically. In case the Client purchases Digital content, such content will be provided to the e-mail address provided by the Client.

4.3. IN CASE THE AGREEMENT BETWEEN THE COMPANY AND THE CLIENT CONSISTS OF DIGITAL CONTENT WHICH IS NOT SUPPLIED ON A TANGIBLE MEDIUM, THE CLIENT AGREES TO LOSE HIS/HER RIGHT OF WITHDRAWAL OF THE AGREEMENT.

4.4. The Company makes reasonable efforts to ensure that the Services operate as intended, however such Services depend upon internet and other services and providers outside of the Company’s control. By using the Services, the Client acknowledges that the Company cannot guarantee that the Services will be uninterrupted or error free, or that the information they contain will be entirely free from viruses, hackers, intrusions, unscheduled downtime or other failures. The Client expressly assumes the risk of using or downloading such Services.

4.5. From time to time and without prior notice, we may change, expand and improve the Services. We may also, at any time, cease to operate part or all of the Services or selectively disable certain aspects. Any modification or elimination of the Services will be done at our sole and absolute discretion and without an ongoing obligation or liability to the Client.

4.6. The Client furthermore agrees that: 4.6.1. he/she shall not access the Services (including for purchasing Goods) if he/she is under the age of 18; 4.6.2. the Client will deny access to the Services to children under the age of 18 and accepts full responsibility for any unauthorised use of the Services by minors.

5. Payments

5.1. During the period of validity indicated in the Offer, the price for the Services and/or Goods being offered will not increase, except for price changes in VAT tariffs.

5.2. The Client agrees to: 5.2.1. pay all additional costs, fees, charges, applicable taxes and other charges that can be incurred by the Client; 5.2.2. purchase Services and/or Goods using a valid credit card or other allowed form of payment; 5.2.3. provide the Company with current, correct and comprehensive information as detailed in the purchase order form. If the Company discovers or believes that any information provided by the Client is not current, inaccurate or incomplete, the Company reserves the right to suspend the Service and/or delivery of Goods at its sole discretion, and the Client forfeits any right to a refund of the paid amount.

5.3. After the Client is transferred to the third party payment service provider, the risk of loss or damages will pass to the Client and/or third party service. Online credit or debit card payments will be handled and processed by a third party payment service provider and none of the sensitive data in relation to your payment will be stored on or used by the Company. The Company shall not be liable for any payment issues or other disputes that arise due to the third party payment services. The Company may change the third party payment service provider from time to time.

5.4. All prices and costs are in US Dollars unless otherwise indicated.

5.5. All Goods remain the Company’s property until full payment is made. The price applicable is that set at the date on which you place your order. Shipping costs and payment fees are recognised before confirming the purchase. If you are under 18 years old you must have your parents’ permission to buy from the Company.

5.6. All transfers conducted through the Company are handled and transacted through third party dedicated gateways to guarantee your protection. Card information is not stored and all card information is handled over SSL encryption. Please read the terms & conditions for the payment gateway chosen for the transaction, as they are responsible for the transactions made.

5.7. Your payments are processed by 1) Kilo grupė, UAB, company code 303157579, registered address at Antakalnio str. 17, LT-10312 Vilnius, Lithuania, or by 2) “Karma Processing Incorporated”, company code 7138602, office address at 1000 West Street, Suite 1200, Wilmington, Delaware 19801, USA, depending on the payment method chosen by the Client. For a refund or a complaint, please contact hello@gettabletales.com. Please note that local charges (sales tax, customs duty) may occur depending on your region and local customs duties. These charges are at the customer’s own expense.

5.8. The Client shall pay a Service fee for a 12-month term. If the Client wishes to receive an additional copy of the book, the Client shall pay an additional fee (specified on the website) for each additional copy.

5.9. From time to time the Company might offer Special Deals which may contain additional terms and conditions applicable together with this Agreement.

6. Refund Policy & Shipping

6.1. Refund for the Services. All prices and fees for Digital content and Services are not refundable unless otherwise expressly noted below.

6.1.1. After the Digital content has already been provided to the Client, the Client is entitled to a refund only if the Client proves the product to be not as described or faulty. In such cases, the Client must contact our customer support at hello@gettabletales.com within 14 days of purchase and provide detailed information proving the Company’s product fault (with visual proof attached).

6.1.2. Once a refund is issued, the Client no longer has access to the Company’s Services. All refunds are applied to the original method of payment. By purchasing the Services, the Client agrees to this refund policy.

6.2. Return and Replacement for the Goods. All prices and fees for the Goods are not refundable unless otherwise expressly noted below.

6.2.1. After the Goods have been delivered, the Client is entitled to return the Goods to the Company for a replacement only if the Client proves the product to be not as described or faulty. In such cases, the Client must contact our customer support at hello@gettabletales.com within 14 days of delivery and provide detailed information proving the Company’s product fault (with visual proof attached).

6.2.2. Once the return is accepted, the replacement will be shipped to the original delivery address. The Company does not offer refunds for returned Goods unless a replacement is not available.

6.3. Incorrect or Incomplete Delivery Information. The Company will not be responsible for reshipping the order or issuing a replacement if the Client provides incorrect or incomplete delivery or contact information (including delivery address and email address).

6.4. Account Deletion. The Client agrees and confirms that deleting an account does not imply any right to a refund. Since account deletion is irrevocable, the Client undertakes to contact the Company in case of any inquiries before deleting an account.

6.5. Gift Cards. Gift cards purchased from the Company are non-refundable, non-returnable, and cannot be exchanged for cash or credit, except as required by applicable law. By purchasing a gift card, the Client agrees to this policy.

7. Intellectual Property Rights

7.1. As between the Company and the Client, all intellectual property rights, including but not limited to copyright, design rights, trademark rights, patent rights and any other proprietary rights in or related to the Services and Services-related content, are owned by the Company.

7.2. The Client must not reproduce, disassemble, reverse engineer, decompile, distribute, publicly display or perform, publish or otherwise make available the Services, including but not limited to Digital content, in whole or in part without the Company’s prior written consent.

7.3. Our Services allow you to submit User Content. You retain ownership of any intellectual property rights that you hold in User Content. The Client hereby grants the Company a perpetual, irrevocable, worldwide, fully paid-up and royalty-free, non-exclusive licence, including the right to sublicense (through multiple tiers) and assign to third parties, to reproduce, distribute, store, perform and display (publicly or otherwise), create derivative works of, adapt, modify, change, edit, translate, print, publish and otherwise use, analyse and exploit in any way now known or in the future discovered, his/her User Content (except for user trademarks) as well as all modified and derivative works thereof. To the extent permitted by applicable laws, the Client waives any moral rights he/she may have in any User Content. By uploading, transmitting or submitting any User Content, the Client affirms, represents and warrants that the Client has the right to do so and that such User Content is (a) accurate; (b) not in violation of any applicable laws, contractual restrictions or other third-party rights, and that the Client has permission from any third party whose personal information or intellectual property is comprised or embodied in the User Content; and (c) free of viruses, adware, spyware, worms or other malicious code.

7.4. By using our Services, you also grant the Company the right to perform the actions set out in clause 7.3 with the User Content or part of it to promote and market our business activities, goods and services (e.g. use the User Content or part of it in our ads, Website, social media pages, etc.).

7.5. No part of this Agreement is or should be interpreted as a transfer of intellectual property rights in relation to the Services or Services-related content, except as expressly set forth in Section 8.1 below.

8. Use of Digital content

8.1. All intellectual property rights specified in Article 7.1 and relating to Digital content are owned by the Company. Digital content is licensed pursuant to this Section 8 and is not sold. The Client is granted only a limited, revocable, non-exclusive, non-transferable and non-sublicensable licence, subject to the terms and conditions of this Agreement, to use (solely for the Client’s individual use) any Digital content provided by the Company.

8.2. The term of this licence shall be 5 years from the date of the Client receiving the applicable Digital content, unless earlier suspended or terminated in accordance with this Agreement.

8.3. Unless expressly otherwise provided, the Client must not use any Digital content except for personal, non-commercial purposes.

8.4. The Client must not edit, reproduce, transmit or lend the Digital content or make it available to any third parties, or use it to perform any other acts which extend beyond the scope of the licence provided in this Section 8.

8.5. The Company may impose restrictions on the scope of the licence or the number or types of devices on which Digital content can be used.

8.6. If the Client violates this Section 8, the Company may suspend access to the relevant Digital content, without limiting any of the Company’s rights or remedies under this Agreement or applicable law, including the right to recover any loss suffered as a result of the infringement, including any expenses incurred.

9. Sale of Digital content prohibited

9.1. The Client is prohibited from selling, offering for sale, sharing, renting out or lending Digital content, or copies of Digital content.

10. Privacy Policy

10.1. If you include any information that could be used to identify you, e.g. name, surname, etc. (collectively “Personal information”), in the User Content that you authorise the Company to use, modify, distribute and perform any other actions as indicated in this Agreement, then you will have also authorised the Company to disclose that personal information as part of the User Content within the limitations set by you during the publishing process.

10.2. The processing of the Client’s personal data is governed by the Privacy Policy. It is recommended for the Client to print and keep a copy of the Privacy Policy together with this Agreement.

11. Indemnity

11.1. The Client will indemnify and hold the Company, its affiliates, officers, directors, employees, agents, legal representatives, licensors, subsidiaries, joint ventures and suppliers harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of the Client’s breach of this Agreement or use of the Services, or the Client’s violation of any law or the rights of a third party in conjunction with the Client’s breach of this Agreement or use of the Services.

12. Liability

12.1. INFORMATION MAY NOT BE APPROPRIATE OR SATISFACTORY FOR THE CLIENT’S USE, AND HE/SHE SHOULD VERIFY ALL INFORMATION BEFORE RELYING ON IT. ANY DECISIONS MADE BASED ON INFORMATION CONTAINED IN THE WEBSITE, INCLUDING INFORMATION RECEIVED THROUGH THE CLIENT’S USE OF THE SERVICES, ARE HIS/HER SOLE RESPONSIBILITY.

12.2. THE CLIENT EXPRESSLY UNDERSTANDS AND AGREES THAT THE COMPANY SHALL NOT BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, OR THOSE RESULTING FROM LOST PROFITS, LOST DATA OR BUSINESS INTERRUPTION, LOSS OF GOODWILL, LOSS OF USE, OR OTHER LOSSES WHETHER BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL THEORY) ARISING OUT OF: (i) THE USE OR INABILITY TO USE THE SERVICES, (ii) ANY LINK PROVIDED IN CONNECTION WITH THE SERVICES, (iii) THE MATERIALS OR INFORMATION CONTAINED AT ANY SUCH LINKED WEBSITES, (iv) THE CLIENT’S RELIANCE ON ANY OF THE SERVICES, (v) THE INTERRUPTION, SUSPENSION OR TERMINATION OF THE SERVICES OR ANY PORTION THEREOF, (vi) THE TIMELINESS, DELETION, MISDELIVERY OR FAILURE TO POST OR STORE ANY INFORMATION, OR (vii) ANY MATTER OTHERWISE RELATED TO THE CLIENT’S USE OF THE SERVICES. IN NO EVENT SHALL THE COMPANY’S AGGREGATE LIABILITY TO THE CLIENT RELATING TO HIS/HER USE OF THE SERVICES EXCEED ONE HUNDRED DOLLARS ($100).

12.3. A party to the Agreement shall be released from responsibility for non-fulfilment if it proves that this Agreement was not fulfilled due to force majeure. In particular, the Company shall not be liable for any losses caused by force majeure, riot, war or natural events, or due to other occurrences for which the Company is not responsible (e.g. strike, lock-out, traffic hold-ups, administrative acts of domestic or foreign authorities). The Client must provide written notification of the occurrence of force majeure within 30 calendar days from the date of the occurrence. The Company shall inform the Client about the occurrence of force majeure by e-mail or on the Website if possible.

12.4. Liable company: 1) UAB “InnoDiets” is the administrator of the Website, the provider of the Services and the owner and seller of the Goods; 2) UAB “Kilo grupe” or Karma Processing Incorporated is the company responsible for managing payments for Services, refunds and chargebacks (depending on the payment method chosen), for associated companies. THE LIABILITY OF THE COMPANY IS LIMITED TO DIRECT LOSSES, UNLESS OTHERWISE PROVIDED UNDER THE APPLICABLE LAWS.

12.5. Due to the nature of the Services and/or Goods that the Company provides, and as the Company cannot control the Client’s adherence to the provided use instructions, the Company provides no warranty as to any results or outcomes coming from using the Services and/or Goods.

12.6. When using the Services the Client may receive links to other websites or mobile apps that are not owned and/or controlled by the Company. These are provided “as is”. The Company is not responsible for the operation of such links, nor for any content, advertising, products or other materials that may be accessed through them, and the Client agrees that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services.

13. Disclaimer

13.1. The Company does not guarantee that the content of the cookbook will meet the Client’s expectations. The Client understands this and accepts that the cookbook will be provided as is and based on the Client’s answers.

14. Validity and Termination

14.1. This Agreement is effective after the Client accepts and electronically expresses his/her consent to comply with it, and it shall remain in effect until terminated in accordance with the following section.

14.2. The Company may terminate the relationship with the Client at any time in the following cases: (1) the Client does not agree with the Agreement; (2) the Client commits any breach of the Agreement; (3) the Client does not provide information requested by the Company and/or provides incorrect and/or incomprehensive information. Notwithstanding the foregoing, statutory termination rights shall not be affected.

15. Changes to Agreement

15.1. This Agreement, the Privacy Policy and any additional terms and conditions that may apply are subject to change. The Company reserves the right to modify and update the Agreement from time to time and such changes shall be effective immediately upon posting to the Company’s Website.

15.2. All amended Agreements, Privacy Policies and any additional terms and conditions will be posted online. The Company may give notice to the Client of any upcoming changes by sending an email to the primary email address provided by the Client, or by notifying through the Website.

15.3. The Client understands and agrees that any continued use and access to the Services after any posted updates of the Agreement means that the Client voluntarily agrees to be bound by this Agreement. If the Client does not agree to be bound by the updated Agreement, he/she should not use (or continue to use) the Services.

16. Communication

16.1. In general, the Company prefers communication by e-mail. By accepting this Agreement, the Client accepts communication by e-mail. For this purpose, the Client is requested to have a valid e-mail address and provide it when filling in the required information as stipulated in Section 3.2. The Company may publish information related to this Agreement or the Services on the Website. The Client should check his/her e-mail messages as well as information provided on the Website regularly and frequently. E-mails may contain links to further information and documents.

16.2. Where applicable laws require provision of information on a durable medium, the Company will either send the Client an email with an attachment or send a notification referring to the Services with a download function to retain such information and documents permanently for future reference. It is the Client’s responsibility to keep copies of all communications from the Company.

16.3. The Client may request a copy of this Agreement or any other contractual document by contacting hello@gettabletales.com.

16.4. Communication with the Client will be made in English, unless the Company and the Client agree to communicate in another language.

16.5. The Client may contact us at any time by sending a message to hello@gettabletales.com.

17. Dispute resolution

17.1. Governing Law. This Agreement is governed by the laws of Texas without regard to its principles of conflicts of law, and regardless of the Client’s location.

17.2. Informal Dispute Resolution. The Client agrees to participate in informal dispute resolution before filing a claim against the Company.

17.2.1. Any complaints in relation to the Goods and the Services provided to the Client should be addressed to the Company by contacting hello@gettabletales.com.

17.2.2. Any complaints in relation to refunds and chargebacks for the Goods and Services should be addressed to UAB “Kilo grupe” or “Karma Processing Incorporated” by contacting hello@gettabletales.com.

17.2.3. The Client should clearly indicate that a complaint is being submitted and specify the grounds and circumstances concerning the complaint. The Company will send a complaint acknowledgement to the e-mail address from which the complaint has been received. We will consider the complaint and respond to the Client within 14 calendar days of the day of receipt. If a dispute is not resolved within 30 calendar days of the day of receipt of a relevant complaint, the Client or the Company may bring a formal claim.

17.3. Arbitration. Except for disputes that qualify for small claims court, all disputes arising out of or related to this Agreement or any aspect of the relationship between the Client and the Company, whether based in contract, tort, statute, fraud, misrepresentation or any other legal theory, will be resolved through final and binding arbitration before a neutral arbitrator instead of in a court by a judge or jury. The Client and the Company each waive the right to trial by jury. Such disputes include, without limitation, disputes arising out of or relating to the interpretation or application of this arbitration provision, including its enforceability, revocability or validity. All such matters shall be decided by an arbitrator and not by a court or judge.

17.4. The Client agrees that any arbitration under this Agreement will take place on an individual basis; class arbitrations and class actions are not permitted and the Client is agreeing to give up the ability to participate in a class action.

17.5. The Client may opt out of this agreement to arbitrate by emailing hello@gettabletales.com with the Client’s first name, last name, and address within thirty (30) days of accepting this agreement to arbitrate, with a statement that the Client declines this arbitration agreement.

17.6. The arbitration will be administered by the American Arbitration Association under its Consumer Arbitration Rules, as amended by this Agreement. The Consumer Arbitration Rules are available online at https://www.adr.org/consumer. The arbitrator will conduct hearings, if any, by teleconference or videoconference rather than by personal appearances, unless the arbitrator determines upon request that an in-person hearing is appropriate. Any in-person appearances will be held at a location that is reasonably convenient to both parties. If the parties are unable to agree on a location, such determination will be made by the AAA or by the arbitrator. The arbitrator’s decision will follow the terms of this Agreement and will be final and binding. The arbitrator will have authority to award temporary, interim or permanent injunctive relief or relief providing for specific performance of this Agreement, but only to the extent necessary to provide relief warranted by the individual claim before the arbitrator. The award rendered by the arbitrator may be confirmed and enforced in any court having jurisdiction. Nothing in this Agreement will preclude the Client from bringing issues to the attention of federal, state or local agencies.

18. Miscellaneous

18.1. No person other than the Client shall have any rights under this Agreement.

18.2. The Client may not assign any rights under this Agreement to any third party without the prior consent of the Company. The Company at its sole discretion may assign its rights and obligations under this Agreement in full or in part to any third party.

18.3. If any part of this Agreement is found by a court of competent jurisdiction to be invalid, unlawful or unenforceable, then such part shall be severed from the remainder of the Agreement, which shall continue to be valid and enforceable to the fullest extent permitted by law.

18.4. THE USE OF THE SERVICES IS SOLELY AT THE CLIENT’S OWN RISK. THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND WITH RESPECT TO THE SERVICES, WHETHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY OR ARISING FROM A COURSE OF DEALING, USAGE OR TRADE PRACTICE. SOME STATES DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO THE CLIENT. THE COMPANY MAKES NO WARRANTY THAT THE SITE OR SERVICE WILL MEET THE CLIENT’S REQUIREMENTS, OR WILL BE UNINTERRUPTED, TIMELY, SECURE, CURRENT, ACCURATE, COMPLETE OR ERROR-FREE. THE CLIENT UNDERSTANDS AND ACKNOWLEDGES THAT HIS/HER SOLE AND EXCLUSIVE REMEDY WITH RESPECT TO ANY DEFECT IN OR DISSATISFACTION WITH THE SITE OR SERVICE IS TO CEASE TO USE THE SERVICES. THE CLIENT MAY HAVE OTHER RIGHTS, WHICH MAY VARY FROM STATE TO STATE.

18.5. BY USING OR ACCESSING THE SERVICES, THE CLIENT HEREBY ACKNOWLEDGES THAT HE/SHE HAS READ THIS AGREEMENT, UNDERSTOOD IT, AND AGREES TO BE BOUND BY ITS TERMS AND CONDITIONS.